I always intended to be mortgage-free before I turned 40 and we made the deadline with months to spare. It took us 12 years. I’m proud of our achievement, but we took an unconventional path. It’s the first house we bought and will probably be the last. We bought it in a city with cheap housing and, although it’s on a quiet street close to the city centre it was relatively … [Read more...] about Mortgage-free at 40